About — AI Velox Tools

Why this exists

AI Velox Tools started with a spreadsheet. As a licensed Realtor® and Broker Associate, I was rebuilding the same rental property analysis and the same monthly budget breakdown for clients over and over, tweaking formulas by hand every time a rate or a rule changed.

Eventually the spreadsheet became a proper tool, and the tool became several tools. AI Velox Tools is where I publish the ones that are polished enough to be useful to someone other than me — for free, without an account, and without selling your data on the way out.

What "Velox" means

Velox is Latin for swift. It's the design principle for every tool on this site: strip out whatever isn't the actual answer. No newsletter gate before you see your number. No twelve-field form when four fields will do. Enter what you know, get a straight result, and see the math that produced it.

Who's behind it

AI Velox Tools is an independently operated project, run by a working real estate professional based in Florida. It isn't a venture-backed startup or a large publisher — it's one person's tools, built from real client work and shared publicly because they turned out to be genuinely useful.

How the tools are built

Every calculator on this site uses standard, publicly documented formulas from finance and real estate (cap rate, cash-on-cash return, the Mifflin-St Jeor equation, and so on) — never a proprietary black-box model. Where a tool makes an assumption, it says so next to the result. If you ever think a number looks wrong, the Contact page reaches me directly.

What this site doesn't do

It doesn't require sign-up or an email address to use any tool.
It doesn't link your bank account to a third-party aggregator — Smart Budget reads the statement file you upload, in your session.
It doesn't give personalized financial, legal, or tax advice. See the Disclaimer for the full scope of that.

Where this is going