Finance
Inflation Calculator
See what todayβs money will cost in the future based on an annual inflation rate.
Future Cost
β
How It Works
Future Cost = Amount Γ (1 + Inflation Rate / 100) ^ Years. It compounds the inflation rate over each year, showing how prices rise and purchasing power falls.
Example
$1,000 at 3% inflation for 10 years = $1,343.92. What costs $1,000 today would cost about $1,344 in 10 years.
Frequently Asked Questions
What is a normal inflation rate?
Most central banks target about 2% per year. The long-run US average is roughly 3%, but it can spike much higher in some years.
Does this show my money losing value?
Yes β the result is what the same goods will cost later. Equivalently, your cash buys less over time unless it earns at least the inflation rate.
How can I protect savings from inflation?
Common options include inflation-indexed bonds, diversified stock funds, and high-yield savings accounts that keep pace with rates.